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Have you thought about changing your health benefits?

My husband's insurance used to be awesome. We had great dental, which was very helpful since my youngest went through some expensive dental work. Then, when the recession hit, his company went cheap and which insurance companies. We had to make a lot of decisions and we were lost. It was scary and we didn't know what we should do. I hate the insurance we have now and if given a choice, I would love to change some things on our policy, starting with the premium we pay.

Have you ever thought about how your physical health relates to your financial health? Did you also know that you can give yourself a personal health care makeover in under sixty minutes? I never realized that just little changes to your health care plan could have a big impact on how your finances work. What's more important to you? What you pay for co payment? Or, going to a doctor without a referral?

Making health care changes is doesn't have to be hard. You just have to know what's right for your family. I got the chance to find out about how to get the most out of your health care here.
Somethings that I never thought about when deciding on how to put your health care package together.

Here are 5 tips for getting your health care plan in order.

1. Compare different plans and make sure you can afford the premiums that you have to pay in case of a health problem. You never know when the difference between a cheaper premium can be the difference between affording groceries or not.
2. Always ask for generic version of the prescription. Pharmacists don't automatically give generic drugs which can be very inexpensive.
3. Ask it your plan has preventive care that is included in your coverage. Health care plans that include free preventive care save more money in the long run for both patient and insurance provider.
4. Some offer prescriptions drastically cheaper if mailed to you. My mom gets some medicine for only $5.
5. The most important tip is to keep yourself healthy. Take care of your body and eat right will keep the doctor appointments at bay!

Take time to do a 60 minute health care plan makeover to help your finances get in check. Your family will thank you for it!

I would love to hear your ideas on a health care makeover that you could do for your family's finances. Leave a comment and let me know!

“I wrote this blog post while participating in the TwitterMoms and Aetna blogging program, making me eligible to get a $30 Target gift card. For more information on how you can participate, click here.”

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